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Get A Second Opinion

If you already have a financial planner, congratulations, you’re probably a bit ahead of the curve and I’m sure that they are extremely nice and good to you. Regardless, the same way that you get a second opinion prior to any significant medical procedure, shouldn’t you get a second opinion about your financial life?

 

Odds are that your planner collects a fee based on “assets under management,” and those fees are typically around 1% of invested assets. So, if you have a $300,000 portfolio, you are paying your planner $3,000 per year. That fee comes directly out of your account (so it feels painless) and is on top of the fees you are paying for the fund expenses. In other words, you’re spending a significant amount of money to get this service. Wouldn’t you want to make sure you’re getting your money’s worth?

 

We at olivetree financial coaching would be happy to take a look at what they are doing and provide you with an analysis not only of those investments, but also of how those investments fit into your entire financial picture.

 

Because we don’t take your assets under management and don’t have any association with a particular investment house (so we get no incentive for recommending any investment) we can provide you with an unbiased review as a fiduciary (i.e. looking solely for your best interest).

 

If you already have a planner and want to get that second look at how you are doing, we at olivetree financial coaching offer a program to get you in SHAPE for a fraction of what you are currently paying. Our 2nd opinion program includes:

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  • A sustainable preparation (with you, of course) of your net worth statement, so you can see where you stand.

  • A holistic review of your situation, including assets you may have outside of your current planner (e.g. current and past 401(k) plans, real estate, etc.) and the portfolio you have with your current planner (including fees, risk assessment, and your total diversification)

  • A discussion on the alignment of your entire portfolio with your values.

  • A personalized and detailed sets of recommendations.

  • An effective plan for next steps.

 

This will help you be smarter in your dealing with your current planner.

 

Email me so that we can start getting that plan into SHAPE.

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Olivetree Financial Coaching ("we") makes no representations as to the accuracy, completeness, or validity of any information displayed on this website (the "information").  We are not liable for any errors and/or omissions in the information, or for  any delays in the delivery of the information. Similarly, we are not liable for any losses, injuries, or damages arising from the display or use of the information. All information is provided on an as-is basis and you are solely responsible for how you choose to use the information. No depiction of or reference to a client is intended as an advertisement of any services. We do not guarantee the outcome of our services. Each client and their experience is unique and results may vary. We neither provide nor offer tax or legal advice. Clients should consult their own tax advisor or attorney.

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