FAQs

How is a financial coach different from a standard financial planner?

To start with, we don’t take over your assets so you are always in charge of your money. We also don’t charge fees based on assets under management, so we don’t have any conflicts of interest. Finally, as a financial coach, we are looking to assist you with your overall financial well-being—not just your investible assets.

 

Who do you work for?

We work for you. We are not affiliated with, compensated by, or pay fees to any financial firm.

 

How do you get commissions?

We don’t get any commissions. Nor do we sell any products. Period.

 

If you don’t earn commissions, how do you get paid?

We charge either an hourly rate or a set fee for a defined scope of work that we’ll agree to in advance.

 

I don’t have a lot of money. Why do I need a financial coach?

We will help you make better financial decisions, which hopefully leads you to have more money than you would otherwise have.

 

What is your minimum investment amount?

We don’t have a minimum investment amount. Some of our clients have no investible assets at all (for now).

 

My finances are a bit unique, can you work with me?

While we have seen quite a few different situations, we have nothing to gain in leading you astray, so if we can’t help you, we will let you know, and we can discuss that in our first meeting, which is always free.

 

All my money is tied up in my 401(k), can you still work with me?

Absolutely.

 

Why should I use you instead of one of the big well-known financial firms?

That’s obviously your choice. We have zero conflicts of interest, we don't sell any products, and we don’t receive any outside compensation. Our coaching approach also demystifies finances so that you gain confidence and remain in control.

 

Is that really a picture of your mom surfing?

Yes, that is my mom, and she rode the wave all the way to shore.

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Email me so that we can start getting that plan into SHAPE.