How We Work
At olivetree financial coaching, our first meeting with a client is always free. We think of it as a mutual interview so we can both determine whether our philosophies mesh and whether we can help you achieve your goals. Because “Alignment with Values” is such an important part of getting your financial life in SHAPE, we’ll spend this time discussing your values, goals and objectives to make sure that we align. Because we tailor to your needs and goals, the deliverable is unique to each client, for example:
Yep, retirement when thoughtfully planned is wonderful. Rick really helped us understand how to best convert assets into retirement income.
–Ernestine & George
If we decide to work together to achieve your goals, we’ll discuss where you are (with no judgement, we always start from where you are) and then determine how you want to proceed.
We work as a fiduciary for you (i.e. your interests come first) and receive no outside compensation. We will neither charge you a percentage of assets under management (a typical compensation method), nor receive commissions from sales of products like life insurance and annuities, because we do not sell any products. We also have no association with any fund companies, so we don’t receive any incentives or other outside compensation. Instead, we charge you either an hourly rate or a set fee for a scope of work, depending on how you want to work.
We will (obviously) agree fees upfront and since we have no conflicts of interest, you get pure, unbiased, coaching on what makes sense for you.
After gathering your information and goals, we deliver to you a clear, concise, and “doable” action plan of next steps. In some cases those steps will be all you need until something changes in your life, in other cases they are part of a longer journey. Either way, you’re in charge and we’ll help you work your finances into SHAPE.
Email me so that we can start getting that plan into SHAPE.